Lenders Slash Loan Loss Reserves as Credit Quality Improves 05/24/2011 BY: CARRIE BAY Housing Remains Highly Affordable for Sixth Consecutive Quarter Homebuyer tax credit off the radar Homebuyer tax credit off the radar Featured Property: 14082 Charloma Dr. Tustin CA  $479,900 DataQuick: Golden State Defaults Go Up in Third Quarter
Lenders Slash Loan Loss Reserves as Credit Quality Improves 05/24/2011 BY: CARRIE BAY
Housing Remains Highly Affordable for Sixth Consecutive Quarter
Homebuyer tax credit off the radar
Homebuyer tax credit off the radar
Featured Property: 14082 Charloma Dr. Tustin CA $479,900
DataQuick: Golden State Defaults Go Up in Third Quarter
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Home builders in Southern California

Finding good home builders in Southern California isn’t easy as it looks like. There are many factors that you need to consider before you can proceed with any of them. Because Southern California is a much targeted zone for most people, the price tag in many cities there is probably above what an average person can afford (it depends on many factors). However, if you manage to find reputable home builders in Southern California, then you might end up paying less than what is expected from such a region. Here are some of the most reputable home builders in Southern California:

1- Pardee Homes:

This award winning company is one of the best home builders in Southern California. It has been operating since 1921 (which is older than most of the other companies) providing high quality constructed homes in many wonderful locations. Throughout the years, this company earned a lot of reputation and respect especially because of the values it lives by. Some of the awards this company won are: the National Association of Home Builders Green Building Corporate Advocate of the Year, Builder magazine’s America’s Best Builder and the Hearthstone Builder Humanitarian Award for a lifetime commitment to philanthropy.

2- Ryland:

Although this company doesn’t only operate in Southern California, I included it here because of the high quality services it offers. It has a very busy history of being a leading national home building company. Since 1967, this company has built more than 294.000 home nationally. The main purpose of it is to provide families with high quality homes that meet their needs and budget.

3- Crestwood Communities:

Over three generations, this company has been providing homebuilding excellence. While the roots of this company go back to 1949, Crestwood communities was founded in 1978 by 2 members of the Kent family. Since then, it continued building high quality homes with astonishing designs and architecture and well chosen communities.

4- Pacific communities:

Although this company is fairly new compared to the previous ones, it has begun earning a great respect among all the home builders in Southern California. Since 1991, it’s been providing luxury yet very affordable homes for families. Specializing in Los Angeles counties, Pacific Communities has built more than 5.000 home around 150 communities.

As there are many other good home builders in this region, these 4 are considered one of the best home builders in Southern California.

 

What to consider when searching for San Clemente apartments?

Are you searching for San Clemente apartments? Well if you are, then you first need to get an overview of this wonderful city. This Orange County city is located on the California coast. It has a wonderful Spanish style architecture and pleasant overviews of the ocean and mountains. It is situated between San Diego and Los Angeles and sometimes referred to as the best beach town. It’s also a home of Surfing fans and that’s why it can’t be missed if you really love those best waves that everyone is searching for. If you are serious about finding San Clemente apartments; then you need to consider these factors first:

1- Price:

The first thing to consider when choosing San Clemente apartments is of course the price you’re going to be paying whether for buying or renting. The rent can go from $900 to $2500 for 1 bedroom easily depending on many factors (which is considered a little above the average). The sale prices range from $500.000 to more than $5 million. There are of course cheaper ways if you consider new built areas like the Talega community. While the price is very important when determining the apartment, you need to look at other factors first before you decide.

2- Neighborhood:

While San Clemente is not as loud as other cities, you need to choose the neighborhood carefully especially if you have kids. This city has lots of safe area for singles as well as for families. So make sure to choose your neighborhood wisely.

3- Location:

One of the most important factors is of course seeing if the area you’re going to be living in has an easy access to all the daily things you need like: restaurants, shopping centers, attractions, schools if you have kids…etc. If you’re more of a beach or surfing guy (or gal), then you might consider living by the beach, but keep in mind that those areas are extremely pricy. Also, if you manage to find a good work near your living area, you’ll be able to cut down many unnecessary expenses.

4- Future factors:

I know that moving from an area to another could be very annoying to many people. The key to this is to match your future needs with the place you’re going to be living in. If you’re thinking about having kids, then you know exactly where you should live.

There are many factors that determine whether you want to live in a specific area or not. However, if you take care of the above ones, you’ll be able to find many suitable San Clemente apartments easily.

 

Finding cheap apartments in Orange County

Many people consider finding cheap apartments in Orange County, California because what this county has to offer for them. While it has a small size compared to other similar counties, it’s considered as the 6th most populous city in the United States. This city is basically a wonderful resort for hungry tourists who want to enjoy the various attractions this city has (Disneyland!!!). What’s even more interesting about this is that it has a very long coastline (more than 40 miles). It has some beaches that reach the 8 miles long mark, so if you are a beach guy (or gal), then you’ll never have to worry about this in this county.

So are there any cheap apartments in Orange County?

Because Orange County attracts tourists and people who want to settle in as magnet attracts iron, many people from and outside of the US consider moving there and settle. While this county has different regions, the sale or rent prices depend mostly on the area you’re looking at. There are also many other factors that specify the rent price like, the neighborhood, whether the apartment is downtown or not, the distance from the beach…etc. In Orange County, there are some cities that want usually cost you more than $1000 a month. However, if you want to enjoy the luxury that other cities like Laguna Beach or Huntington Beach offers, you need to prepare yourself for at least $1500 a month.

If you have very little savings or working in an unstable job, then you might consider finding places that suit your budget as well as needs. A few years earlier, someone has to spend a week or so searching for a good place to rent. Now, with the internet around, you can manage to find great deals without leaving your desk chair. If you are a student, then it’s better for you to find other roommates to share the rent with (it won’t cost you more than $300 this way). Another good option for you is to rent a room inside someone else’s house (this is the cheapest option you’re going to find there).

Anyway, a good internet search will definitely give you countless options to finding cheap apartments in Orange County, so make sure you do your homework.

 

Apartments in Huntington Beach CA

Many people consider finding apartments in Huntington Beach CA for various reasons. The first one of them is its nickname which is “Surf City”. If you are a surfer, then I can’t find a place better then Huntington Beach for you. This seaside city is located in Orange County, California and it has one of the longest beaches (8.5 miles). This great city is also a preferred place for tourists, as it has many wonderful attractions for singles as well as families. The first noticeable thing in this city is its International Surfing Museum. If you happen to go there in summer, then you’ll discover the real potential of this city as it hosts many national as well as international events during this season.

So how about apartments in Huntington Beach CA?

Locating an apartment in this city is very easy to do. With the internet around, someone would literally find homes for sale as well as for rent in a matter of seconds. While many people think that this city has lower property prices compared to other similar cities in Orange County, it’s still has a high median price for the average person (around $600.000). However, you could easily manage to find a great 3bd house for around $300.000.

What about renting an apartment in Huntington Beach CA?

Huntington Beach is a great city to rent an apartment in especially for surfing fans. The rent price there depends on many factors including: the neighborhood, the distance from the beach, the apartment size…etc. You would expect to pay around $1200 if you’re just searching for a studio or a small apartment. But luxury apartments could easily cost you more than $2000 a month. If you’re serious about settling in this city, then my advice to you would be to search for newer and safer neighborhoods. These areas should also be near to restaurants, shopping centers and all the daily necessary things that you need. If you manage to find a 1 miles away apartment for a good price, then it will be a plus for you.

Whether you choose to live in the Harbour area or the Pacific Ranch, it won’t cost you a fortune to rent an apartment in Huntington Beach CA, yet you get all the great things a beach city offers.

 

3 Advices on finding cheap apartments in Orange County

Finding cheap apartments in Orange County could be very annoying for a person who’s not from this county. While many of you already realize this fact, Orange county apartments are considered very expensive for an average person. If you’re already established at a good paying work, then you’ll probably not face any problems regarding finding an apartment to live in. However, is you’re a student who wants to study and work part time in the same time, then it could be a little hard to pay college tuition and apartment rent in the same time. Here are 3 advices for you in order to find cheap apartments in Orange County, CA.

 

1- Choose the right neighborhood:

While good neighborhoods usually charge you more than what you can afford, it’s still a good idea to avoid bad ones. If you’re studying or working all day long, then you definitely need a good and peaceful place to rest in. This advice isn’t for finding cheap solutions, but I included it here because many people make this mistake and end up regretting it for a long time.

2- Find roommates:

If you can’t afford at least $1000 a month for a good place to stay in, then you definitely need to find roommates who are searching to share an apartment with you. If you go after this choice, then you definitely need to hand select your roommates so you don’t have any further problems. I’m sure you don’t want a roommate who likes to party in the middle of the night. If you manage to find 2 or 3 good roommates that have the same interest as yours, then you’ll end up paying no more than $300 a month.

3- Rent a room in someone else’s house:

This is probably the best choice for low income people. I know that this option could be liting in many aspects, but if you are serious about studying or working hard, then you only need a peaceful place, not a place that drives you crazy.

These are the 3 logical advices that you should take in order to find cheap apartments in Orange County.